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Lydon, Reamonn Zhu, Junyi Ziegelmeyer, Michael Teppa, Federica Porpiglia, Alessandro Cooper, Russell W. Kelly, Jane Zhu, Guozhong Ampudia, Miguel Piazzesi, Monika Schmidt, Tobias Schneider, Martin Kindermann, Fabian Jantsch, Antje Slacalek, Jirka Scholl, Almuth Cseres-Gergely, Zsombor Kecht, Valentin Onorante, Luca Menyhert, Balint Joossens, Elisabeth Hebbat, Malik Eisele, Martin Kalckreuth, Ulf von White, Matthew N. Werner, Daniel Tzamourani, Panagiota Kothmayr, Lisa Zec, Slavica Gabor-Toth, Enikö Benczúr, Péter Altmann, Kristina Piriu, Andreea Bernard, René All co-authors countries consumption households data survey crisis evidence saving house price policy credit differences life euro area individual higher boom household constraints accounts using characteristics new germany savings asset forecasts borrowers sparen rates market information financial immobilienpreis preferences micro monetary cycle model
Composed housing wealth privater haushalt eu staaten eu countries real estate price privater konsum private consumption house price household saving credit constraints euro area price boom micro data area countries borrowers countries learning housing housing cost household finances constraints euro survey evidence saving behaviour life cycle loan value household characteristics renters make accurate forecasts wealth holdings mpc heterogeneity pockets risk risk european european housing housing markets housing market using micro consumption footprint survey data big data expectation formation real estate market credit rationing liquidity constraint cost survey evidence german german house panel household finances phf behaviour credit area household homeownership rates house prices value housing allow differences maintenance costs financial crisis wealth addition addition income households wealth individuals life using household data document document evidence evidence loosening loosening credit credit standards standards euro countries experienced experienced property property price boom bust bust cycle cycle borrowers countries exhibited exhibited significantly significantly higher higher loan value ltv ltv loan loan income income lti lti ratios ratios run run financial crisis increasing increasing tendency tendency longer longer term term loans compared borrowers low rates
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The information on the author is retrieved from: Entity Facts (by DNB = German National Library data service), DBPedia and Wikidata
Julia Le Blanc Dr. Alternative spellings: Julia le Blanc Julia LeBlanc
Profession Economist
Affiliations Deutsche Bundesbank Europäische Gemeinschaften. Gemeinsame Forschungsstelle
Q132874108
Publishing years Series Discussion paper (3) Working paper series / European Central Bank (3) JRC working papers in economics and finance (2) Discussion paper / Deutsche Bundesbank (2) Research technical papers (2) NBER working paper series (2) ECB Working Paper (2) NBER Working Paper (2) Deutsche Bundesbank Discussion Paper (1) ESRB: Working Paper Series (1) CESifo working papers (1) JRC science for policy report (1) Working papers / Bank for International Settlements (1) Working paper series (1) Working paper / National Bureau of Economic Research, Inc. (1) Discussion papers / CEPR (1) De Nederlandsche Bank Working Paper (1) DNB working paper (1) Cahiers d'etudes / Banque Centrale du Luxembourg (1) EUR (1) Discussion paper / Volkswirtschaftliches Forschungszentrum, Deutsche Bundesbank / Series 1, Studies of the Economic Research Center (1) 
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