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ethnic employmentethnic minoritytrust banksbanking supervisorssocial capitalÖffentliche meinungpublic opinionpolitische kommunikationpolitical communicationpublic loselose trusttransparency bankingbanking supervisionrun ethnicminority firmsinformal trusttrust empiricalvalues normsformal informalcorporate disclosurecentral bankcentral bank independencedisclosure regulationprivater haushalteconomics ethnicemployment incentivesincentives welfarewelfare effectseffects policypolicy optionsknowledge opinionsopinions bankingsupervision evidenceevidence surveysurvey dutchdutch householdsconfidence trustempirical investigationsinvestigations netherlandsnetherlands financialfinancial sectorempirical evidenceexecutive compensationproduct informationemployment refersrefers stylisedstylised factfact labourlabour marketsmarkets representationrepresentation workersworkers ethnicethnic groupgroup firmsfirms paperpaper presentspresents empiricalempirical proofproof phenomenonphenomenon analysesanalyses incentivesincentives employeesemployees workwork ethnicethnic firmsfirms arguesargues strongstrong socialsocial networksnetworks relatedrelated intraintra groupgroup trusttrust constituteconstitute majormajor reasonsreasons ethnicemployment loweringlowering informationinformation ordinationordination costsshort runemployment leadsleads jobsemployees easystrengthening grouplong runethnic trap
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