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levy schemevocational trainingvocational educationmedical savingssavings accountsgesetzliche krankenversicherungapprenticeship trainingdistortionary taxbetriebliche ausbildunghealth insurancepublic health insurancespillovers vocationaltraining analysisanalysis incentiveincentive schemesschemes levylevy grantgrant schemesschemes vocationaleducation medicalaccounts darstellungdarstellung würdigungwürdigung ÜbertragbarkeitÜbertragbarkeit gesetzlichekrankenversicherung selbstbeteiligungselbstbeteiligung ansparenansparen medicalaccounts reformoptionreformoption gesetzlichekrankenversicherung germangerman apprenticeshipapprenticeship consideredconsidered rolerole modelmodel vocationaleducation influenceinfluence economiceconomic growthgrowth technologicaltechnological progressprogress provisionprovision humanhuman capitalcapital workforceworkforce widelywidely acknowledgedacknowledged recent
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