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optimale besteuerungoptimal taxationrationales socialequity marketgesetzliche rentenversicherungpublic pension systemsecurity prodigalityprodigality myopiamyopia rationalestax evasionfiscal policyincome taxretirement provisionpension fundcriminal tax lawdefined benefitpension planssocial securityinvesting socialsecurity equityoccupational choicesoziale sicherheitlife cyclebehavioural financeportfolio managementportfolio selectioninterest rateretirement hedgeinteraction definedbenefit pensionplans socialmacroeconomic implicationsmarket makemake differenceaggregate effectsequilibrium analysisevasion occupationaleconomics crowdingboundedly rationalbounded rationalityportfolio choicespareto improvingÄltere arbeitskräfteolder workersprivate altersvorsorgeprivate retirement provisionpension reformimpact assessmentrationale erwartungrational expectationscrowding outbegrenzte rationalitäthedge retirementhedge interactionsecurity macroeconomicimplications switchingswitching socialsecurity trusttrust fundfund greatergreater investmentinvestment equitiesequities interactionsecurity investingdifference jointlyjointly optimaloptimal taxesenforecement policiespolicies response
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