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23 records from EconBiz based on author Name
1. Competition and Other External Determinants of the Profitability of Islamic Banks
abstractIn most of the Muslim countries, Islamic banks are operating side by side with conventional banks. This study examines the effects of competition and some other external factors on the profitability of Islamic banks. The banks chosen for this study were divided into two groups according to the market in which they operate. The study finds that Islamic banks in competitive market earned more than those which operate in a monopolistic market. Evidence was also found to support the hypothesis that the profit-loss sharing principle practiced by Islamic banks is beneficial to both depositors and the banks
Haron, Sudin;2018
Availability: Link
2. A Comparative Study of Islamic Banking Practices
abstractThis paper examines the practices of Islamic banks from eleven Muslim countries. The selected areas include the usage of Sharia principles and the uses and sources of funds. Disparity exists especially in areas such as number of Sharia principles employed and its usage in banking activities. There are also differences in the sources and uses of funds among the sample banks. In the case of the sources of funds, the differences are due to the types of accounts available and Sharia principles adopted by banks in delivering those services. For the usage of funds, all banks tend to concentrate in mark-up financing activities. Variations also appear in the area of sectoral financing. These differences are largely influenced by the economic development of the country in which the Islamic bank operates
Haron, Sudin;2018
Availability: Link
3. The Determinants of Bank Cost Inefficiency in ASEAN Banking
abstractEnglish Abstract: This study examines the determinants of cost inefficiency of banks operating in 6 member countries of the Association of Southeast Asian Nations (ASEAN): Indonesia, Malaysia, Singapore, Thailand, the Philippines, and Vietnam. First, we estimate the cost inefficiency using the Stochastic Frontier Analysis. Second, we regress the estimated cost inefficiencies on a set of bank specific variables (size, equity to total asset, loan to total asset, personnel expenses to total expenses) and environmental variables (corruption, economic growth and economic freedom) using a Tobit regression analysis. We use a panel dataset of 625 banks in the ASEAN countries for the period from 2003 to 2008. Our results show that the average cost inefficiency during the period is about 33% of the observed total costs. Banks in Singapore exhibit the lowest cost inefficiency relative to banks in the other ASEAN countries. Our second stage results suggest that bank specific variables and economic growth are important determinants of bank cost inefficiencies in ASEAN banking. The impact of corruption and economic freedom is also evident, but only to a limited extent.Malay Abstract: Kajian ini menyelidiki faktor-faktor yang menentukan ketidakcekapan kos bank di 6 buah negara ahli Persatuan Negara-negara Asia Tenggara (ASEAN); Indonesia, Malaysia, Singapura, Thailand, Filipina dan Vietnam. Pertama, ketidakcekapan kos dianggar menggunakan Analisis Sempadan Stokastik. Kedua, anggaran ketidakcekapan kos ini di regres ke atas beberapa pemboleh ubah spesifik bank (saiz, nisbah ekuiti kepada jumlah aset, nisbah pinjaman kepada jumlah aset, nisbah perbelanjaan staf kepada jumlah perbelanjaan) dan pemboleh ubah persekitaran (rasuah, pertumbuhan ekonomi dan kebebasan ekonomi) menggunakan analisis regresi Tobit. Data panel bagi 625 bank di ASEAN untuk tempoh masa dari 2003 hingga 2006 digunakan untuk tujuan analisis ini. Keputusan menunjukkan ketidakcekapan kos dalam tempoh ini adalah sebanyak 33 peratus. Bank-bank di Singapura menunjukkan ketidakcekapan kos yang paling rendah berbanding dengan bank-bank di negara ASEAN lain. Keputusan seterusnya menggambarkan pemboleh ubah spesifik bank dan pertumbuhan ekonomi adalah penentu penting kepada ketidakcekapan kos di ASEAN. Peranan rasuah dan kebebasan ekonomi juga diperlihatkakan, namun pada tahap yang terhad
Mongid, Abdul; Tahir, Izah Mohd; Haron, Sudin;2015
Availability: Link
4. Evaluating efficiency of Islamic banks using data envelopment analysis : international evidence
Izah Mohd Tahir; Bakar, Nor Mazlina Abu; Haron, Sudin;2011
Type: Aufsatz in Zeitschrift; Article in journal;
5. Cost and profit efficiency of the Malaysian commercial banks : a comparison between domestic and foreign banks
Izah Mohd Tahir; Bakar, Nor Mazlina Abu; Haron, Sudin;2010
Type: Aufsatz in Zeitschrift; Article in journal;
6. Cost and profit efficiency of Islamic banks : international evidence using the stochastic frontier approach
Izah Mohd Tahir; Haron, Sudin;2010
Type: Aufsatz in Zeitschrift; Article in journal;
7. Estimating technical and scale efficiency of Malaysian commercial banks : a non-parametric approach
Haron, Sudin;2011
Type: Aufsatz in Zeitschrift; Article in journal;
8. Estimating technical and scale efficiency of Malaysian commercial banks : a non-parametric approach
Haron, Sudin;2011
9. Evaluating efficiency of Islamic banks using data envelopment analysis : international evidence
Tahir, Izah Mohd; Bakar, Nor Mazlina Abu; Haron, Sudin;2011
10. Deposit determinants of commercial banks in Malaysia
Haron, Sudin; Azmi, Wan Nursofiza Wan; Shafie, Shahril;2006
Type: Aufsatz in Zeitschrift; Article in journal;