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Danzon, Patricia Munch Pauly, Mark V. Niehaus, Gregory R. Cummins, John David Leive, Adam Dionne, Georges Gustavson, Sandra G. Shrider, David G. Epermanis, Karen Klein, Robert W. Litan, Robert E. Doerpinghaus, Helen Iris Mehr, Robert Irwin Yu, Tong Cagle, Julie A. B. Grace, Martin Francis Epstein, Andrew J. David, Guy Shrider, David Nelson, Jack M. All co-authors health financial insurance versicherung loss liability care growth price market premium rate cross reform non abnormal tests economics act effects property sectional medical returns regulation evidence changes premiums coverage variation insurers regulierung versicherungsbeitrag haftpflichtversicherung research firms markets prices public cer crisis increase policy expected increased higher increases key potential including provide low event gesundheitsreform versicherungsmarkt solvency individual affordable discipline automobile population differences systemic regression using paper burden welfare federal article foundation krankenversicherung versicherungsrecht dodd frank events variance casualty change workers compensation analysis essays finance implications estimates sector who following test zero mean heteroskedasticity robust errors introduction
Composed cross sectional abnormal returns rate regulation liability insurance insurance premium insurance market insurance markets insurance economics health care reform affordable care care act health insurance market discipline premium growth automobile insurance property liability financial burden insurance law kfz versicherung dodd frank frank act property casualty loss growth workers compensation health care economics finance non zero sectional variation insurance coverage accident insurance price responsibility health reform medical loss casualty insurance incentives loss compensation insurance public policy claim costs pocket payments total expected mean abnormal tests non moral hazard areas insurance health care costs economics of insurance actuarial mathematics non poor act solvency individual insurance loss ratio research insurance reform debate events induce induce variance variance analyzing analyzing abnormal returns effects effects vary vary firms insurance evidence growth surrounding surrounding changes changes financial financial strength strength ratings loss ratios price cutting care reform systemic risk insurance risk management public insurance rate net subsidy silver bronze discipline insurance relatively low zero mean event effects standard errors premium declines hazard heterogeneous heterogeneous information insured loss reform non
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Scott E. Harrington Prof. Alternative spellings: Scott Harrington Biblio: Tätig an der Wharton School, Univ. of Pennsylvania; Tätig an der Moore School of Business, Univ. of South Carolina, Columbia
Publishing years Series Working papers / Wharton School, University of Pennsylvania / Health care management (3) NBER Working Paper (2) Working paper / National Bureau of Economic Research, Inc. (2) Huebner international series on risk, insurance, and economic security (2) Huebner International Series on Risk, Insurance and Economic Security (2) Ewing Marion Kauffman Foundation Research Paper (1) 
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