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Bolt, Wilko Carbó Valverde, Santiago Berger, Allen N. Pulley, Lawrence B. López del Paso, Rafael Tanai Khiaonarong Vesala, Jukka M. Rodríguez Fernández, Francisco Vale, Bent Sato, Setsuya Akhavein, Jalal D. Kim, Moshe Montes-Negret, Fernando Keppler, Robert H. Uittenbogaard, Roland Hunt, Robert M. Øwre, Grete Kaloudis, Aris Tsurumi, Masayoshi Willesson, Magnus Pagès, Henri Liñares Zegarra, José Manuel Maudos, Joaquín Hancock, Diana Lindblom, Ted Bergendahl, Göran Snellman, Jussi Summers, Bruce J. Mengle, David L. Bauer, Paul William Smith, F. W. Epps, Thomas W. Molyneux, Philip Snellman, Jussi S. VanHoose, David D. Lopez del Pozo, Rafael Fernández, F. Rodriguez Fernández de Guevara, Juan Hanweck, Gerald Alfred All co-authors payment payments zahlungsverkehr economies use bank cost electronic banking scale services countries pricing market competition wettbewerb demand frontier paper effects card cbdc skalenertrag based substitution country financial results spain spanien large european transactions digital currency measure target value prices central output check efficiency differences effizienz cash atms scope public instruments function policy mergers different efficient billion falling provided systems reserve level bargeld bankgeschäft states emerging data future using role federal competitive debit where measures important assets effect transaction cross structure consumer benefits profits technology settlement noncash shift institutions analysis substitutes operating rtgs networks commentary geldpolitik geldnachfrage kreditkarte adoption savings europe united productivity assessing benefit price issues natural
Composed terms payment transactions electronic payment elektronisches zahlungsmittel scale economies payment services returns to scale eu staaten eu countries noncash payments bargeldloser zahlungsverkehr technische effizienz technical efficiency competition bank bank provided provided payment banking services emerging market market economies payment systems payment instruments federal reserve pricing payment frontier measure financial institutions cash substitutes monetary policy credit card money demand internationaler zahlungsverkehr international payments electronic banking use cash central bank bank digital use countries payment network cross country payment scale profit function debit card impact assessment financial intermediation bank regulation scope economies large value substitution noncash trend cash payment instrument cash transactions cost function competition payment systemic risk kosten nutzen analyse cost benefit analysis demand central payments cross europe japan cost recovery services competition measure banking banking competition public good banking costs payment arrangements large banks virtuelle währung virtual currency economies of scope computerized method demand retail adoption electronic cost savings evolution payments economies cost economies banking bank scale noncash payment european banking efficiency financial institutions international risk role level cash unit costs dns network cash use
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The information on the author is retrieved from: Entity Facts (by DNB = German National Library data service), DBPedia and Wikidata
David B. Humphrey Dr. Alternative spellings: David Burras Humphrey David Burras Humphrey David Humphrey D. B. Humphrey David Burras-Humphrey Biblio: Dep. of Finance, Florida State Univ., Tallahassee, Fla., USA; Board of Governors, Federal Reserve System, Washington, DC, USA; Federal Reserve Bank of Richmond, Richmond, Va., USA; Univ. of Wales, Bangor ; PhD in economics from the Univ. of California, Berkeley
Profession Economist
Affiliations Florida State University Federal Reserve Bank of Philadelphia Payment Cards Center, Federal Reserve Bank of Philadelphia*
Publishing years Series DNB working paper (7) Working papers / Federal Reserve Bank of Philadelphia, Research Department (6) Finance and economics discussion series (4) Working paper series / European Central Bank (4) FRB of Philadelphia Working Paper (3) De Nederlandsche Bank Working Paper (3) Documentos de trabajo / Fundación de las Cajas de Ahorros Confederadas para la Investigación Económica y Social (3) Documento de trabajo / Fundación de las Cajas de Ahorros (3) IMF working papers (2) Policy research working paper : WPS (2) Arbeidsnotat / Norges Bank (2) IMF Working Paper (2) Policy research working paper (2) ECB Working Paper (2) Working paper series / Federal Reserve Bank of Richmond (2) World Bank discussion papers (1) World Bank discussion paper (1) Productivity issues in services at the micro level (1) Working paper / Norges Bank (1) Payment systems research and public policy risk, efficiency, and innovation (1) Bank of Finland research discussion papers (1) Occasional papers / The South East Asian Central Banks (SEACEN) Research and Training Centre (1) Federal Reserve Bank of Richmond Working Paper (1) FRB Philadelphia Working Paper (1) Working paper / Federal Reserve Bank of Cleveland (1)