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All co-authors unfallversicherung workers compensation moral hazard benefits cost shifting don like mondays explaining monday work injury claims consumption capital program overlap case family medical leave act claim contagion lowers productivity hmos costs maximum change arbeitsunfall kalendereffekt sozialversicherung erwerbsminderungsrente arbeitsproduktivität industrie krankenversicherung
Composed moral hazard accident insurance workers compensation compensation workers cost shifting don like like mondays mondays explaining explaining monday monday work work injury injury claims claims moral hazard benefits benefits consumption consumption capital capital program program overlap overlap case case workers compensation family family medical medical leave leave act act claim claim contagion contagion cost shifting moral hazard lowers lowers productivity productivity hmos hmos moral hazard cost shifting workers compensation costs costs maximum maximum benefits benefits change change work accident calendar effect social insurance disability benefits 1995 1997 labour productivity manufacturing industries 1954 1991 health insurance 1980 1990
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The information on the author is retrieved from: Entity Facts (by DNB = German National Library data service), DBPedia and Wikidata
Harold H. Gardner Alternative spellings: Harold Gardner Biblio: Tätig an der HCMS Group, USA; Tätig bei Options & Choices, Inc., Cheyenne, WY, USA
Publishing years Series Foundations and trends in microeconomics (1) 
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